Last Updated: January 1, 2025
These Terms and Conditions ("Terms") govern your access to and use of the website excellefinancialservices.com (the "Site") operated by Excelle Financial Services Inc ("Company," "we," "us," or "our"). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site immediately.
This Site is intended solely for lawful purposes. You agree not to:
The information presented on this Site is for general informational purposes only and does not constitute an offer, commitment, or guarantee to extend credit or provide financing. All lending decisions are subject to credit approval, underwriting review, and verification of information submitted. Loan amounts, rates, terms, and eligibility criteria are subject to change without notice.
Program Description: Excelle Financial Services Inc operates an SMS marketing program to send subscribers recurring marketing and promotional messages, including offers, updates, and information about our financial products and services.
How to Opt In: You may opt in to receive SMS communications by checking the SMS consent checkbox on our contact or application form and providing your mobile phone number. By opting in, you expressly consent to receive SMS/MMS messages sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Standard message and data rates may apply. Contact your mobile carrier for details about your plan.
How to Opt Out: Reply STOP to any SMS message to cancel. You will receive a one-time confirmation that you have been unsubscribed. No further messages will be sent unless you re-consent.
Help: Reply HELP for assistance, or contact us at abiodun@excellefinancialservices.com.
Consent Not Required: Consent to receive SMS messages is not required as a condition of obtaining any financial product or service from Excelle Financial Services Inc.
Supported Carriers: SMS service is available on all major U.S. mobile carriers. Carrier support for SMS programs may vary.
All content on this Site — including text, graphics, logos, images, and software — is the property of Excelle Financial Services Inc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent.
THIS SITE AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, EXCELLE FINANCIAL SERVICES INC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or timeliness of any information presented on this Site.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EXCELLE FINANCIAL SERVICES INC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS SITE OR OUR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
In no event shall our aggregate liability to you exceed the amount you paid to us (if any) in the twelve (12) months preceding the claim.
This Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Accessing third-party websites is at your own risk.
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Site, you consent to the data practices described in our Privacy Policy.
You agree to defend, indemnify, and hold harmless Excelle Financial Services Inc and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of your use of this Site, your violation of these Terms, or your violation of any third-party rights.
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or your use of this Site shall be resolved in the state or federal courts located in Dallas County, Texas, and you hereby consent to the exclusive jurisdiction of such courts.
We reserve the right to update these Terms at any time. Changes will be effective upon posting to this page with a revised "Last Updated" date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
For questions about these Terms or to report a concern:
Excelle Financial Services Inc
9205 Skillman Street, Suite 112
Dallas, TX 75243
Email: abiodun@excellefinancialservices.com