Privacy Policy | Excelle Financial Services Inc

Introduction

Excelle Financial Services Inc ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website excellefinancialservices.com or contact us regarding our financial services.

Please read this policy carefully. By using our website or submitting your information to us, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of personal information:

Contact Information: Name, email address, mailing address, and business address
Business Information: Business name, industry, years in operation, and funding requirements
Financial Information: Revenue figures, bank statements, and other financial data provided during the application process
Technical Data: IP address, browser type, pages visited, and time spent on our website (collected via cookies and analytics tools)
Communications: Records of emails, inquiries, and other correspondence with us

2. How We Use Your Information

We use the information we collect to:

Process and evaluate your business financing application
Communicate with you about your inquiry or application status
Send you information about our products and services (with your consent)
Send marketing and promotional SMS/MMS messages, where you have expressly opted in
Improve our website and user experience
Comply with applicable laws and regulatory requirements
Detect and prevent fraud or other unlawful activity

3. SMS / Text Messaging Communications

SMS Opt-In and Consent: We may send you marketing and promotional SMS/MMS messages if you have expressly provided your written consent through our contact form or other opt-in mechanism. We use an automated telephone dialing system (ATDS) to send these messages. Message frequency varies; you may receive up to 4 messages per month.

Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier plan.

How to Opt Out: You may opt out of SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and no further SMS messages will be sent unless you re-consent.

Help: Reply HELP to any SMS message for assistance. You may also contact us directly at abiodun@excellefinancialservices.com.

Consent Not Required: Your consent to receive SMS messages is not a condition of obtaining financing or any other service from Excelle Financial Services Inc.

No Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. How We Share Your Information

We do not sell, rent, or trade your personal information. We may share your information in the following limited circumstances:

Service Providers: We may share data with trusted third-party vendors who assist us in operating our website and delivering our services (e.g., email providers, cloud hosting). These vendors are contractually required to protect your data.
Legal Requirements: We may disclose your information when required by law, court order, or government authority.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the successor entity.
With Your Consent: We may share your information for any other purpose with your express written consent.

We do not share your personal information with third parties for their independent marketing purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small data files placed on your device. You may disable cookies through your browser settings; however, some website features may not function properly without them.

We may use analytics services (such as Google Analytics) to understand how visitors use our website. These services collect anonymized usage data and do not identify individual users.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When no longer required, we securely delete or anonymize your data.

8. Your Rights and Choices

Depending on your state of residence, you may have rights regarding your personal information, including:

The right to access the personal information we hold about you
The right to correct inaccurate or incomplete information
The right to request deletion of your personal information, subject to legal limitations
The right to opt out of SMS communications at any time (reply STOP)
The right to opt out of marketing emails (via unsubscribe link)

To exercise these rights, contact us at: abiodun@excellefinancialservices.com

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a minor, we will promptly delete it.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies independently.

11. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your personal information, and the right to opt out of the sale of your personal information. We do not sell personal information. To make a request, contact us at abiodun@excellefinancialservices.com.

12. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be effective upon posting to this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Excelle Financial Services Inc
9205 Skillman Street, Suite 112
Dallas, TX 75243
Email: abiodun@excellefinancialservices.com